Insurance that truly has your back
Health, life, motor, home and travel cover — all in one place. Cashless claims, transparent pricing and 24x7 support, built for every Indian family.
5 Cr+
Lives insured
10,000+
Network hospitals
98.5%
Claim settlement
24x7
Customer support
Insurance for every stage of life
Choose from a wide range of plans designed to fit Indian families, budgets and lifestyles.
Health Insurance
Cashless treatment at 10,000+ hospitals. Cover your family from medical emergencies.
- Pre & post hospitalisation
- No room rent capping
- Annual health checkup
Life Insurance
Secure your family's future with term and savings plans tailored to your goals.
- Term & savings plans
- Tax benefits u/s 80C
- Guaranteed maturity payouts
Motor Insurance
Comprehensive car & bike insurance with instant claim settlement and roadside help.
- Zero depreciation cover
- 24x7 roadside assistance
- Instant policy issuance
Home Insurance
Protect your home and belongings against fire, theft and natural disasters.
- Structure & contents cover
- Burglary protection
- Quick claim settlement
Travel Insurance
Travel worry-free with cover for medical, baggage and trip cancellations abroad.
- Worldwide coverage
- Baggage loss cover
- Trip cancellation refund
Family Floater
One policy, one premium for the entire family — flexible sum insured sharing.
- Single sum insured
- Covers all members
- Add parents & kids
Get insured in 4 easy steps
No paperwork, no agents chasing you. Everything online in minutes.
Compare plans
Browse and compare insurance plans across categories in seconds.
Get a quote
Enter a few details to receive an instant, no-obligation premium quote.
Buy online
Complete your purchase securely online with digital KYC verification.
Relax & claim
When you need us, file a claim anytime with our 24x7 support team.
Tell us what you want to protect
Fill in a few details and our team will send you the best-matching plans and premiums. No spam, no pressure.
Our claims promise
We settle claims fast and fair — with cashless processing and a dedicated claims officer for every customer.
Cashless everywhere
Get treated without paying upfront at 10,000+ hospitals.
24x7 claim filing
File and track claims any time from the app or website.
Dedicated officer
A single point of contact guides you till settlement.
Loved by families across India
"My cashless claim was approved within 2 hours. Smart India Insurance made a stressful hospital visit genuinely easy."
Rahul Sharma
Pune, Maharashtra
"I got a family floater plan that covers my parents and kids for less than I paid for a single policy elsewhere."
Priya Nair
Kochi, Kerala
"Their agent explained every clause clearly in Hindi. No hidden terms, no pressure. Highly recommended."
Amit Verma
Lucknow, Uttar Pradesh